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Financial planning

Overview

US Dollar Notice Account

Grow and manage your cash flow in US dollars, earn a competitive interest rate, and access your funds after 32 days' notice.

 

How this account helps you manage your cash flow

Earn interest from $1. In today's global trade environment, managing liquidity and foreign currency exposure is critical. The US Dollar Notice Account gives your business a smarter way to hold, protect, and grow your USD funds, while staying fully aligned with international cash flow cycles.

What you get

A US Dollar 32 Day Notice Account where capital and quoted returns are guaranteed.

Earn a tiered interest rate in USD from $1

No monthly account fees

Your deposit and quoted returns are 100% guaranteed with no risk

Reinvest interest for a compounding effect, or redirect the interest to your nominated USD Global Business Account

How to manage your account

Adding money

  • Add any amount at any time from your linked USD Global Business Account
  • Transfers must be in the same currency (USD)
  • Transfers must come from a qualifying USD Global Business Account linked to your profile

Withdrawing money

  • Access up to 100% of your available balance with 32 days' notice at no cost, or earlier at a fee
  • You can have more than one withdrawal notice at a time
  • Withdrawals to third-party accounts or other banks are not allowed

How your money grows

Businesses can use this account to hedge or hold money for longer periods and earn interest to help grow and manage cash flow cycles for global transactions and liquidity planning.

Qualifying criteria

A compliant USD Business Global Account

Documents required

  • Smart ID card or green barcoded ID book
  • Proof of address for company owners
  • Company documents
  • Income tax number, if issued

US Dollar Notice Account interest rates

Nominal rate per annum (NACM): This is the indicative annualised interest rate that you will earn daily and is capitalised monthly.

Annual Effective rate: Annualised indicative interest rate that takes into account the compounding of interest for one year assuming that interest is not withdrawn

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