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Financial planning

Overview

FNB Estate Protector

Protect your legacy

In most cases, part of your life insurance is used to pay for costs associated with the administration of your deceased estate, leaving your loved ones' lifestyle compromised when you're no longer around. Get cover of up to R1 million to protect your legacy.

Get cover

FNB Estate Protector ensures that the administration of your deceased estate is seamless and your beneficiaries get their intended inheritance when you pass away.

Get cover of up to R1 million for costs associated with deceased estate administration.

Cover for executor's fees and any applicable estate duty fees linked to the proceeds of this benefit.

30% discount on your executor's fee when you take up the policy, have a Will with us and nominate FNB Fiduciary as executor.

This plan can be taken as a stand-alone or as an additional benefit to your FNB Life Customised policy which will get you the following extra benefits:

  • Funeral benefit of R30 000 at no extra cost to you, paid out within 24 hours.
  • Spend Protect benefit pays out in 24 hours to help your family take care of immediate expenses like groceries and household bills when you pass away.

What does it cover?

Executor's fees and any applicable estate duty fees linked to the proceeds of this benefit while the balance covers the following fees:

  • Testamentary trust set-up fees.
  • Fees incurred in the conveyance of property from their estate to their beneficiaries.
  • Vehicle licensing and registration costs.
  • Firearm storage and related costs.
  • Valuation fees.
  • Related professional fees.
  • Related Master of the High Court fees.
  • Local newspaper and government gazette notice costs.
  • Any other estate expenses excluding payment of other personal liabilities.
 

Earn up to 40% in eBucks*

If you meet the qualifying criteria, you can earn up to 40% of your monthly premium back in eBucks.

As an FNB Premier, Private Clients, Private Wealth or RMB Private Bank account holder, you earn up to 2 000 points towards your eBucks reward level each month.

*eBucks is embedded and earn depends on meeting and maintaining the qualifying criteria.
Terms, conditions and earn rules apply.

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